Understanding your policy
Insurance policies can be expensive, but a worthwhile investment.
Before you buy your whole life policy ask your life insurance agent three questions.
- How much will that life insurance agent make by selling you that whole life policy?
- Does it make sense to blend term and coverage with a whole life policy?
- If you can't afford permanent coverage such as a whole life insurance policy, ask if you should be buying 100 percent term coverage that you can afford.
As you can see when it comes to life insurance planning it is only a burden to the ones you leave behind if you don't have enough coverage. 
