Return of Premium (ROP)- You get a money-back guarantee on your Term Life Insurance: Your family receives a lump sum of money if you die, but if you live the company returns all of your premiums!

Return of premium life insurance is a term life insurance policy that provides both death benefit protection and a return of premium insurance feature. !

It starts out like Term Life Insurance with one extra promise from the insurer: If you pay your premiums and you live, you'll get your money back. !

Return-Of-Premium Insurance is aimed right at one of the greatest objections to traditional term life insurance: "I am probably not going to die, and my money will have been wasted." When you buy insurance with a return of premium option, you do not have to waste your money. !

Return of Premium term life insurance rewards you for living by offering a guaranteed return of your total cumulative premium paid on the policy during the level term period.

The Return of premium term life insurance policies feature fully guaranteed level premiums for the first 15, 20 or 30 years and in some cases the life insurance can continue to age 95.

Want to learn more about the new and exciting
Return of Premium Life Insurance? - contact Term.com's licensed agents at 1.866.Term.com (1.866.837.6266)